Bima Sakhi Yojana For Women : LIC’s Bima Sakhi (MCA Scheme) is a Stipendiary Scheme, exclusively for Women , with a stipendiary period of 3 years. Here are all the details of the Scheme. It is an initiative of the state-owned Life Insurance Corporation (LIC). It is designed to empower women aged 18-70 years who have passed out of Class 10. They will receive specialised training and a stipend for the first three years to promote financial literacy and insurance awareness.
LIC Bima Sakhi Yojana Haryana: बीमा सखी योजना Online Form ऐसे भरे, सैलरी और योग्यता जाने
Under the scheme, female agents will get a stipend of Rs. 7,000 per month for the first year, Rs. 6,000 per month in the second year, and Rs. 5,000 per month in the third year. Bima Sakhis will also get commissions. They will receive a commission of Rs 48,000 (excluding bonus) for the first year. The plan is to appoint two lakh Bima Sakhi over a period of three years. Following the completion of the training, women can serve as LIC agents, and the graduate Bima Sakhi would have the opportunity to qualify for being considered for development officer roles in LIC. Relatives of existing agents and employees are not eligible for the scheme. Retired employees are also ineligible.
LIC Bima Sakhi Yojana For Women Overview
| Scheme Name | Bima Sakhi Yojana 2025 |
| Eligibility | Women aged 18-70, minimum 10th-grade education |
| First-Year Target | 100,000 women |
| Three-Year Target | 200,000 women |
| Training Period | 3 years |
| Stipend Details | ₹7,000 (1st year), ₹6,000 (2nd year), ₹5,000 (3rd year) |
| Expected Monthly Income | ₹15,000 (average for LIC agents) |
| Investment by LIC | ₹840 crores in the first year |
| Launch Location | Panipat, Haryana |
| Purpose | Expand insurance penetration, provide social security, and empower women financially. |
Key Features of Bima Sakhi Yojana
Compensation Structure: Women participating in the scheme will be offered a fixed stipend for the initial three years in addition to commissions earned from policy sales.
Estimated monthly earnings for women will start from Rs 7,000.
> During the first year of participation, individuals will receive Rs 7,000 each month.
> In the second year, the monthly payment will decrease to Rs 6,000.
> By the third year, the amount will be reduced to Rs 5,000.
> Additional commission-based incentives will be offered to women who achieve or surpass sales objectives.
Flexible Working Hours: Participants are given the freedom to manage their own work schedule. Training Assistance: LIC is committed to providing comprehensive training programs for agents involved in the scheme.
Development Opportunities: By enrolling in the program, women will receive specialized training and financial literacy support for the first three years. Graduates, known as Bima Sakhis, will have the opportunity to work as LIC agents and may even be eligible for advancement to development officer roles within the company.
LIC Bima Sakhi Yojana Eligibility
- The ‘Bima Sakhi Yojana’ initiative of Life Insurance Corporation of India (LIC) is designed to empower women aged 18-70 years, who are Class X pass.
- They will receive specialized training and a stipend for the first three years to promote financial literacy and insurance awareness.
- After training, they can serve as LIC agents and the graduate Bima Sakhis would have the opportunity to qualify for being considered for Development Officer roles in LIC.
LIC Bima Sakhi Yojana Eligibility Stipend Structure Payable For Three Years (Stipend payable per month)
First Year: Rs 7,000
– Second Year: Rs 6,000/- (subject to at least 65% of Policies completed in the First stipendiary year are in-force as at the end of the corresponding month of the second stipendiary year)
– Third Year: Rs 5,000 (subject to at least 65% of Policies completed in the Second stipendiary year are in-force as at the end of the corresponding month of the third stipendiary year)
LIC Bima Sakhi Yojana Haryana: बीमा सखी योजना Online Form ऐसे भरे, सैलरी और योग्यता जाने
