Bima Sakhi Yojana Eligibility:- The Bima Sakhi Yojana is designed to empower women, especially in rural areas, by providing them with opportunities to become insurance agents. To be eligible for the scheme, applicants must meet the following criteria: They must be between 18 to 70 years of age, although the ideal age range is typically 18 to 50 years for optimal participation. Candidates must have at least a Class 10 (secondary school) pass to ensure they have the basic educational foundation required for the training and responsibilities of an insurance agent.
The scheme is specifically targeted at women, with a primary focus on those from rural areas, where financial literacy and employment opportunities are often limited. Additionally, priority may be given to women from economically weaker sections or marginalized communities. This eligibility framework ensures that the scheme reaches those most in need, fostering financial independence and job opportunities for women in rural India.
LIC Bima Sakhi Yojana Eligibility
- Age: Applicants must be between 18 to 70 years of age. However, the scheme primarily targets women aged 18 to 50 years to ensure a longer duration of service and better impact.
- Educational Qualification: A minimum of Class 10 (Secondary School) pass is required to ensure that candidates have the necessary literacy level to undertake training and handle insurance-related tasks effectively.
- Gender: The scheme is exclusively for women. It is designed to empower women, particularly in rural areas, through financial literacy and job opportunities.
- Residency: Women from rural areas are given priority for enrollment, as the scheme focuses on promoting rural empowerment and increasing insurance awareness in underserved regions.
- Additional Criteria: Preference may also be given to women from economically weaker sections or marginalized communities to further support the most vulnerable groups.
Eligible women can apply to become Bima Sakhis, where they will receive training and financial support to work as LIC agents. This opens up opportunities for women to earn commissions and stipends while gaining valuable skills in the insurance sector.
Bima Sakhi Yojana Age Limit Eligibility
The Bima Sakhi Yojana eligibility requires applicants to be between 18 to 70 years of age. However, the primary focus is on women aged 18 to 50 years for optimal participation and long-term career sustainability. This age limit ensures that women have sufficient working years ahead to benefit from the scheme’s training, stipend, and the opportunity to become LIC agents, empowering them in rural and underserved areas.
Bima Sakhi Yojana Educational Qualification
To be eligible for the Bima Sakhi Yojana, candidates must have a minimum educational qualification of Class 10 (Secondary School). This ensures that applicants possess basic literacy and comprehension skills required for the training and responsibilities of an insurance agent. The scheme aims to provide rural women with the necessary tools and knowledge to effectively promote financial literacy and insurance awareness, enabling them to serve as LIC agents and access better livelihood opportunities.
Bima Sakhi Yojana Residency Eligibility
The Bima Sakhi Yojana prioritizes women from rural areas for enrollment. This focus aims to empower women in underserved regions, where access to employment opportunities and financial literacy is often limited. By targeting rural areas, the scheme seeks to uplift women in these communities, providing them with the necessary training to work as LIC agents and promoting financial inclusion. Women from economically weaker sections or marginalized communities may also receive preference.
Prime Minister Bima Sakhi Scheme Stipend payable
| Year | Stipend payable per month |
|---|---|
| First Year | Rs.7,000/- |
| Second Year | Rs.6,000/- (subject to at least 65% of Policies completed in the First stipendiary year are in-force as at the end of the corresponding month of the second stipendiary year) |
| Third Year | Rs.5,000/- (subject to at least 65% of Policies completed in the Second stipendiary year are in-force as at the end of the corresponding month of the third stipendiary year ) |
LIC Bima Sakhi Yojana Documents
- Relatives of existing Agent or Employee shall not be eligible to be recruited as MCAs. Relatives shall include the following family members – Spouse, Children including adopted and step children (whether dependent or not), Parents, Brothers, Sisters and immediate In-laws.
- A Retired employee of the Corporation or an Ex-agent seeking reappointment shall not be granted agency under MCA scheme.
- Existing agent can not apply for recruitment as MCA.
- The latest passport size photograph should be uploaded along with the Application form.
- Aadhaar Card.
- Residence certificate.
- PAN card.
- Educational Qualification Certificate (10th Pass)
- Mobile no.
- Passport size photo.
- Age proof
Summary of LIC Bima Sakhi Yojana 2025
- Candidates applying for LIC’s Bima Sakhi should have passed 10th class.
- Candidates should be 18 years as on date of application.
- Maximum age at entry will be 70 years ( last birthday)
- Applicants must submit age proof, address proof, and educational certificates, with certain exclusions for relatives of existing agents.
