ANISHI Scheme :- The scheme “Andaman & Nicobar Islands Scheme for Health Insurance (ANISHI)” was launched by the Health Department, Union Territory of Andaman and Nicobar Islands on 26 Jan 2015. The scheme provides cashless medical treatment benefit upto ₹5.00 Lakhs per patient per illness to the people belonging to Below Poverty Level/Priority House Hold, Pensioners of A&N Administration who have settled in these Islands after retirement with their dependent family member and Permanent Resident whose family annual income is below ₹3.00 Lakhs.
Many of these patients come from economically disadvantage backgrounds and are unable to bear the cost of hospital expense in mainland hospital. In order to provide assistance to such patients the Administration decided to lodge its own health Insurance Scheme which shall provide better health care to the persons.
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The A&N Islands provide excellent treatment at free of cost to all civilian of these UT. However, due to non–availability of super specialist doctors and services, a large number of patients are being referred to hospitals on the mainland every year.
Many of these patients come from economically disadvantages backgrounds and are unable to bear the cost of hospital expense in mainland hospital. In order to provide assistance to such patients the Administration decided to lodge its own health Insurance Scheme which shall provide better health care to the persons belonging to the following categories :
1. BPL category settled in the A&N Islands.
2. Government Pensioners settled in the A&N Islands with their dependent family members.
3. Permanent resident of these Islands with family income upto Rupees below 3 lakhs per annum.
The Andaman & Nicobar Islands Scheme for Health Insurance (ANISHI) was officially announced on the auspicious occasions of India Republic Day 2015 by Hon’ble Lt. Governor A&N Islands Lt. General A.K. Singh, PVSM, AVSM, SM, VSM (Retd).
Table of Contents
Highlights of ANISHI Scheme 2024
| Scheme Name | ANISHI Scheme |
| Update | 2024 |
| Full Form of ANISHI | Andaman & Nicobar Islands Scheme for Health Insurance |
| Benefits | providing excellent treatment at free of cost to all civilian |
| State | Andaman & Nicobar Islands |
| Official Website | Click Here |
Benefits of ANISHI Scheme
- The Health Insurance (ANISHI) shall provide cashless treatment upto ₹5 Lakhs per patients per illness which include indoor and outdoor treatments.
- Free travel expenses for patients with one attendant shall be reimbursed (Bunk class fare).
- Critically ill patients, if referred under the scheme to travel by flight, will be entitled to reimbursement of the air ticket for the patient and one attendant.
- In the very rare case of a beneficiary falling sick during a personal visit to the mainland and who requires emergency treatment, benefits under the scheme can be availed of but the travel expenses will not be allowed.
Note: In case the beneficiary undergoes treatment or on his own gets admitted in empanelled/non-empanelled hospital without completing codal formalities at State Nodal Cell (ANISHI), the reimbursement of hospital expense for such cases ‘will not be allowed’ under the scheme.
Eligibility Criteria of ANISHI Scheme
The persons/patients of the following categories are eligible to avail the benefits under the scheme:-
- The person who belongs to the BPL category settled in the A&N Islands can avail of the benefits under the scheme.
- The Government pensioners of the A&N Administration who have settled in these Islands after retirement with their dependent family members can avail of the benefits under the scheme.
- The permanent resident of the Andaman & Nicobar Islands whose family annual income is below ₹3.00 Lakhs can avail of the benefits under the scheme.
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Documents Required for ANISHI Scheme
BPL Patient
- Islander Card/Voter ID Card
- BPL Ration Card
Pensioners
- Pension Payment Order
- Ration Card
- Islander Card/Voter ID Card
Permanent Resident Category Patients
- Islander Card/Voter ID Card
- Ration Card
Application Process for ANISHI Scheme
Step 01: The eligible person(s)/patient can avail of the cashless benefit in any empanelled hospital notified by the Administration from time to time ‘by completing the codal formalities at Nodal Cell (ANISHI)’.
Step 02: The patient is to be referred by the concerned specialist of GB Pant Hospital, Port Blair thereafter, he/she has to approach the Nodal Cell (ANISHI) located at the DHS Office for the cashless benefit of the scheme.
Step 03: The state Nodal Cell processes the case within 02 days and after obtaining approval of the Chairman ANISHI, orders are issued to the empanelled hospital to provide cashless benefit to treat the referred patient under the ANISHI Scheme.
Note 01: In case the beneficiary is on his personal visit to the mainland and had fallen sick requiring emergency treatment and gets admitted to one of the empanelled hospitals under the scheme, the Medical Superintendent /Director of the concerned empanelled hospital in the mainland will have to first inform the Nodal Officer (ANISHI) about the particulars of the patient and his/her clinical condition.
Note 02: The State Nodal Cell after verification of records convey the approval to treat the patient as per the guidelines of the scheme, however, the patient/relatives have to submit the documents as the case may be.
Note 03: In such cases, the travel expense to the patient /attendant will not be reimbursed. If the patient gets admitted in a ‘hospital which is not empanelled’ under the scheme, then the benefit will be extended only if the patient is shifted to the nearest empanelled hospital under the scheme.
Application Form Download for ANISHI Scheme 2024
To download the application form for the patients of Andaman and Nicobar Islands under ANISHI Scheme, they should download the application form by clicking on the direct link given below and then enter all the information asked in it carefully and submit the relevant documents to the concerned office. Go and submit it, after that your online application will be accepted and you will be provided benefits under this scheme.
Click On This Link :- Application Form
Official Website for ANISHI Scheme 2024
Friends, to apply online for Anees Scheme, you will have to go to the official website of ANISHI Scheme, the link of which we are providing you below, where you can go to the official website by clicking on the Click Here button.
Click On This Link:- Click Here
FAQs
1. What is ANISHI?
ANISHI stands for Andaman & Nicobar Islands Scheme for Health Insurance. It was launched by the Health Department, Union Territory of Andaman and Nicobar Islands on January 26, 2015.
2. How does the reimbursement process work for travel expenses?
Patients and one attendant are entitled to reimbursement of travel expenses (bunk class fare) if they need to travel for medical treatment. In critical cases requiring air travel, the air ticket expenses for the patient and one attendant are reimbursed.
3. Can patients avail treatment outside of the Andaman & Nicobar Islands under the scheme?
Yes.
4. What are the steps involved in the application process for ANISHI?
Step 1: Eligible patients complete codal formalities at the Nodal Cell (ANISHI).
Step 2: Patients are referred by specialists at GB Pant Hospital, Port Blair.
Step 3: The State Nodal Cell processes the case and issues orders to empanelled hospitals for cashless treatment.
5. Are there any exceptions to the reimbursement policy for hospital expenses?
Yes, reimbursement of hospital expenses will not be allowed if the patient undergoes treatment without completing codal formalities at the State Nodal Cell (ANISHI).
6. Can individuals who are not permanent residents of Andaman & Nicobar Islands avail the scheme benefits?
No.
7. Can beneficiaries choose any hospital for treatment under the scheme?
Beneficiaries can avail treatment only at empanelled hospitals notified by the Administration. Treatment at non-empanelled hospitals may not be covered under the scheme.
8. How long does it take for the application to be processed under the scheme?
The State Nodal Cell processes cases within two days, subject to verification and approval from the Chairman ANISHI.
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